All finance designates a growing together of traditionally separated industries such as credit institutes, insurance companies and other Finanzdienstleister like also the result of this process. To the all finance a variety at financial services belongs. The all finance developed starting from beginning of the 1970er years.

Beside additives compilation of different offers sometimes also simply only a new product designation is selected, without there are contentwise innovations. Partially using elements of conventional financial service products in addition, independent offers with new product characteristics are developed.

The supply of the necessary individual products and the selling of all financial products are made either in the own company, by participation enterprises or by means of enterprises of the own enterprise group.

All financial products are offered both for private as well as for institutional investors. They are used and/or marketed in the fortune consultation. Their employment in the fortune consultation for private ones can be seen critical:

• There are tendencies to select capital life insurances even if for the customer rather a more favorable temporary life insurance and plant of the capital were correct in other Angalegformen.
• a large measure of confidence must be brought to the advisor against, since must be given to this very much which is received view of financial conditions.
• The seriosity of the advisor cannot be only generally judged before or on the basis independent test reports for the Unternehemen.
• Wrong consultation occurs, with smaller Dienstleistern can entitled requirements for compensation for lack of mass often not be interspersed.

See also

Financialintermediately (briefly: FI) - particularly in Switzerland

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