Collective building saving the basic idea of the German building savings system is named.
It concerns thereby a closed system, with which all inserts flowing by saving and repayment achievements of the dispatching mass flow back again as building savings balances and saving loans with a building company to (building) the savers. Contrary to individual saving for building purposes it concerns here the union of future applicants for the credit, who commit themselves contractually to regular saving. From the accumulating capital stick the savers keep their saving loan with a building company after a certain dispatching mode.
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