The Immobilienbanking in the classical sense covers "„all salable achievements of bank-operational activities, which have a direct or indirect purchase to the real estate as plant product "“. The modern form of the real estate Investmentbanking can to be understood as a fusion of the classical achievements of the Immobilienbanking as to the long-term credit or fund financings and the Investmentbanking. For its development three reasons can be constituted:

1. On the one hand the main business of the banks, the classical credit, sufficient before the background of increasing volumes in the commercial real estate financing, is no longer since the sums of an individual bank no more cannot be carried. Also the investors look for alternatives to the mortgage on real estate-legal safety device in conformity with their Portfoliostrategie.
2. Secondly see themselves suspended financing banks in ever stronger measure to the international competition, which leads to the obligation to obtain competitive yields on equity (RoE). Since in the classical loan business the credit margins are subject to a substantial pressure due to the competition, cannot be obtained for the investors of attractive RoE of 15% here.
3. Accelerating the regulations from Basel II. work credits after this paper must in the future risk-adequately with a certain percentage at own capital funds of the bank be supported as the third component. Risky projects diminish the Shareholder VALUE of the bank clearly, because they bind more strongly than so far own capital funds. Therefore different business fields and innovative achievements must be opened.

In the modern Immobilienbanking it is the principal purpose of the banks to offer flexible financing instruments those on the one hand the Shareholder VALUE of the customer OI, so that the bank offers only services and itself over commission yields financed. In this way only limits own capital funds bound and the RoE can be maximized. Apart from the capital market-carried financings the modern Immobilienbanking stands also for the linkage of service achievements from the Investmentbanking with the real estate. Thus integrate banks strengthens achievements like the optimization of real estate haven foils, the control of M&A transactions or documentations of customer abilities into their offer.

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