MaRisk is the abbreviation for the minimum requirements to the risk management.

The MaRisk is the obligatory default of the Federal Institution for supervision of financial service (BaFin) for the arrangement of the risk management in German Kreditinstituten.In the MaRisk has the BaFin as supervisory authority on basis of the "§25a Abs.1 KWG the existing minimum requirements to the operation of commercial transactions (MAH), which to the arrangement of the internal revision (MaIR) and those updates and supplements minimum requirements minimum requirements to the loan business (MaK) of the credit institutes consolidated. All from the MaH, MaIR and MaK into the MaRisk transferred requirements apply with immediate effect. Newly been added requirements must be converted however only with Inkraftreten of Basel II to 1.1.2007.

The MaRisk is the conversion of the bank-up-obvious examination processes for the own capital funds regulations regulated in Basel II to German right (so-called "“second column"” of Basel II).

The MaRisk circular is modular stukturiert: Generally part (module RK) are fundamental principles for the arrangement of the risk management. In the special part (module BT) are laid down specific requirements to the organization and/or the processes for the management and Controlling by address loss risks, market price risks, liquidity risks as well as operational risks. In addition a framework for the arrangement of the internal revision is given there.

The MaRisk was published of the BaFin with circulars 18/2005 of 20.12.2005.

Related links

• Letter of the BaFin to MaRisk

• MaRisk - a comparison with the MaK, MaH and MaIR of Deloitte

• Synopse for the first draft of the MaRisk of the Federal association of public banks

Articles in category "MaRisk"

We found here 4 articles.

Related Websites

We found here 6 related websites.

• Annex 3: Requirements for the reporting in the MaRisk
  Annex 3: Requirements for the reporting in the MaRisk. Special requirements for reporting according to BTO and BTR. Trading business / Market price risks ...


• Annex 4: Hierarchy of terms used in the MaRisk
  Annex 4: Hierarchy of terms used in the MaRisk. Risk management. (as part of the proper business organisation according to


• Bundesbank - Banking Supervision - MaRisk
  The MaRisk are intended to detail the statutory requirements of section 25a of the Banking Act (KWG) and the key qualitative elements of pillar two of the ...


• Bundesbank - Banking Supervision - MaRisk
  The MaRisk are intended to detail the statutory requirements of section 25a of the Banking Act (KWG) and the key qualitative elements of pillar two of the ...


• Bundesbank - Banking Supervision - MaRisk
  Draft version of the


• marisk - About
  marisk's page. Photos · Friends · About · [Sign up][Lost password] ... Name:: marisk; Occupation:: Not specified; Member since:: Mar 2006; Logged in:: No ...